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*T&C Applied
When buying a car in Florida, the seller must provide the original paper title. You and the seller must complete the "Transfer of Title by Seller" section on the front of the title. Verify that the Vehicle Identification Number (VIN) on the title matches the VIN on the car itself. The seller's name on the title should match their government-issued ID.
Florida does not require annual safety or emissions inspections for privately owned vehicles. This makes it crucial for you, as the buyer, to conduct a thorough inspection or have a trusted mechanic do so before you finalize the purchase. The responsibility for the car's condition and roadworthiness falls on you.
You will be required to pay Florida's 6% sales tax, plus any local discretionary sales surtaxes, at a Florida Department of Highway Safety and Motor Vehicles (FLHSMV) service center. You will also pay fees for the title transfer and vehicle registration. Be prepared for these costs in addition to the vehicle's negotiated price.
For your security, use a traceable payment method like a cashier's check or a secure bank transfer. Avoid carrying large sums of cash. Never transfer any funds until you are with the seller in person, have inspected the vehicle, and are completing the title transfer paperwork.
Within 30 days of the purchase, you must visit an FLHSMV service center. You will need to bring the signed title, proof of Florida auto insurance, and a valid ID. You will complete an application for the certificate of title, pay the required sales tax and fees, and register the vehicle in your name.
Unlock Savings in Florida's Private Car Market: A Complete Step-by-Step Guide.
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