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When buying a car from a private seller in Wisconsin, you must obtain the original Certificate of Title. The seller needs to sign the back of the title in the "Assignment of Title" section. As the buyer, you must also sign the title. Be sure to check that the seller's name matches the front of the title and their ID. Wisconsin titles do not require notarization.
A bill of sale is not strictly required by the DMV if the title is filled out completely with the purchase price. However, it is highly recommended to have one for your personal records. It serves as a receipt and legal proof of the transaction details, including the date, price, VIN, and signatures of both parties.
Check the front of the title for any listed lienholders (like a bank or credit union). If a lien is listed, the seller must provide you with a lien release document (Confirmation of Security Interest termination) from the lender. Without this document, you cannot get a clear title in your name.
You should apply for a title and registration immediately after purchase. Wisconsin law expects you to title the vehicle in your name promptly. You can do this by mailing the application or visiting a DMV customer service center.
To successfully transfer the title and register the vehicle, you will generally need:
The original Wisconsin title, signed by the seller and buyer.
A completed Title/License Plate Application (Form MV1).
Your valid driver's license or ID.
Payment for the sales tax, title fee, and registration fee.
Lien release document (if applicable).
Simplify Private Car Buying in Wisconsin: Key Steps and Expert Tips.
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