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When buying a car from a private seller in South Carolina, the seller must provide you with the original Certificate of Title. They must sign the "Assignment of Title" section on the back, including the date of sale and the odometer reading. Ensure the seller's name matches the name on the front of the title. If there is a lien listed, the seller must give you a lien release from the lender showing the debt has been satisfied.
No, South Carolina does not require a statewide vehicle safety inspection or an emissions test for passenger vehicles. Because there is no mandatory state inspection, it is critical that you perform your own thorough inspection or hire a trusted mechanic to examine the vehicle before you buy it. The condition of the car is entirely the buyer's responsibility once the sale is final.
South Carolina is unique in that you generally do not pay "sales tax" on vehicles. Instead, you pay an Infrastructure Maintenance Fee (IMF) when you register the vehicle. As of 2024, the IMF is 5% of the purchase price, but it is capped at a maximum of $500. This is a significant savings for buyers of higher-priced vehicles compared to many other states. You will also pay title and registration fees.
While the signed title is the primary document for transfer, the SCDMV strongly recommends a Bill of Sale (Form 4031), and it may be required if the sale price is significantly lower than the market value. It serves as your receipt and legal proof of the transaction details, including the purchase price, date, VIN, and signatures of both parties.
Technically, South Carolina law does not provide a specific "grace period" for driving without plates for private sales. However, if you have purchased the car and have the assigned title and bill of sale with you, law enforcement may be lenient if you are driving directly home or to the DMV, but there is a risk of being pulled over. It is best to go to the SCDMV as soon as possible to get your registration and plates.
Navigate South Carolina's Private Car Market: Tips, Documents, and Safety Advice.
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