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Used Cars for Sale by Owner in North Carolina


iconFeatured
2014 Mercedes-Benz E-Class
icon Greensboro, NC · 180,200 miles
icon History Report Available
iconFeatured
2018 BMW X3
icon Charlotte, NC · 91,984 miles
icon History Report Available

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icon
iconFeatured
2013 Toyota RAV4
icon Denver, NC · 205,185 miles
icon History Report Available
iconFeatured
icon Low mileage
2014 Chevrolet Express
icon Shallotte, NC · 95,100 miles
icon History Report Available
iconFeatured
icon One Owner icon Low mileage
2010 HONDA Accord
icon Durham, NC · 79,920 miles
icon History Report Available icon Good Deal
iconFeatured
icon One Owner icon Low mileage
2022 Porsche Panamera
icon Charlotte, NC · 17,900 miles
icon History Report Available
iconFeatured
icon Low mileage
2004 LEXUS SC
icon Hendersonville, NC · 28,600 miles
icon History Report Available
iconFeatured
icon One Owner icon Low mileage
2021 BENTLEY Bentayga
icon Concord, NC · 24,111 miles
icon History Report Available
2018 Volkswagen Tiguan
icon Benson, NC · 139,000 miles
icon Low mileage
2015 Toyota RAV4
icon Cary, NC · 92,000 miles
2019 Dodge Durango
icon Charlotte, NC · 145,845 miles
icon Low mileage
2011 GMC Terrain
icon New Bern, NC · 78,963 miles
icon Low mileage
2016 Nissan Rogue
icon High Point, NC · 79,000 miles
icon Low mileage
2018 Lincoln Navigator
icon Concord, NC · 79,000 miles
2016 LEXUS NX
icon Charlotte, NC · 119,285 miles
2018 Chrysler 300
icon Matthews, NC · 97,850 miles
icon Low mileage
2000 Chevrolet Tahoe
icon Statesville, NC · 122,000 miles
icon Low mileage
2015 Honda Civic
icon Waxhaw, NC · 92,000 miles
icon Low mileage
2011 Toyota Camry
icon Cary, NC · 79,150 miles
2025 CHEVROLET Equinox
icon Sanford, NC · 22,655 miles
icon Low mileage
2013 LEXUS RX
icon Willow Spring, NC · 127,000 miles
icon Low mileage
2004 Chrysler Crossfire
icon Wilmington, NC · 68,200 miles
2025 HYUNDAI Elantra
icon Raleigh, NC · 14,700 miles

Frequently Asked Questions

FAQs about Cars for Sale by Owner

How quickly do I need to title and register the car? toggle

You should title and register the vehicle with the NCDMV as soon as possible after the sale, and it is required within 28 days to avoid late fees. You will need to take the notarized title, proof of North Carolina liability insurance, and a valid ID to a local NCDMV license plate agency.

How do I verify ownership and check for liens? toggle

Ensure the seller’s name on their ID matches the name on the front of the title. If a bank or lender is listed as a lienholder on the front of the title, the seller must provide a lien release document (such as a signed Form MVR-8) from that financial institution proving the loan has been paid off. Without this, you cannot obtain a clear title.

Is a bill of sale required for a private car sale in North Carolina? toggle

While the notarized title is the primary legal document, a bill of sale is highly recommended. It serves as your official receipt and protects both you and the seller. The bill of sale should include the vehicle's year, make, model, and Vehicle Identification Number (VIN), the final purchase price, date of sale, and the names and signatures of both the buyer and seller.

What is the Highway Use Tax (HUT) in North Carolina? toggle

Instead of a traditional sales tax on the full purchase price, North Carolina charges a one-time Highway Use Tax (HUT) when you title a vehicle. The HUT is 3% of the vehicle’s value, with a maximum cap of $250 for most private vehicle transfers within the state. This fee is paid directly to the NCDMV, not to the seller.

How do I properly handle the title transfer in North Carolina? toggle

When buying a car from a private seller in North Carolina, the seller must provide the original Certificate of Title. The seller must sign their name in the designated "Seller's Signature" section on the back of the title. Critically, the seller's signature must be notarized by a certified North Carolina Notary Public. Do not purchase a vehicle if the seller's signature has not been notarized, as the NCDMV will reject the transfer.

North Carolina Buyer Guide: Simplifying Private Car Purchases.

From Inspections to Negotiations: Your Guide to Buying Cars Privately in North Carolina.

View NC Guide