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Used Cars for Sale by Owner in Tennessee


iconFeatured
icon Low mileage
2013 FORD F-150
icon Seymour, TN · 129,000 miles
icon History Report Available
iconFeatured
2026 FORD Mustang
icon Dickson, TN · 4,400 miles
icon History Report Available

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icon
icon Low mileage
2004 Nissan Xterra
icon Greeneville, TN · 135,000 miles
icon Low mileage
2007 TOYOTA Prius
icon Lebanon, TN · 181,000 miles
icon Good Deal
icon Low mileage
2014 Mazda 6
icon Sevierville, TN · 110,810 miles
icon Low mileage
1971 Chevrolet Chevelle
icon Hixson, TN · 50,000 miles
2017 Honda Pilot
icon Brentwood, TN · 104,000 miles
icon Low mileage
2006 FORD F-550
icon Nashville, TN · 94,710 miles
icon Low mileage
2013 BMW 7 Series
icon Nolensville, TN · 47,800 miles
icon Low mileage
1991 Cadillac Allante
icon Memphis, TN · 84,207 miles
icon Low mileage
1991 Cadillac Allante
icon Memphis, TN · 84,809 miles
2018 MERCEDES-BENZ GLE-Class
icon Monroe County, TN · 137,650 miles
2018 Chevrolet Cruze
icon Nashville, TN · 101,424 miles
icon Low mileage
2014 INFINITI Q50
icon Memphis, TN · 112,000 miles
icon Low mileage
1993 Ford Explorer
icon Blountville, TN · 10,596 miles

Frequently Asked Questions

FAQs about Cars for Sale by Owner

How do I properly handle the title transfer in Tennessee? toggle

When buying a car from a private seller in Tennessee, you must obtain the original Certificate of Title. The seller must complete the "Assignment of Title by Registered Owner" section on the back, including the current odometer reading, sale price, and date of sale. Both you (the buyer) and the seller must sign this section. Ensure the seller's signature matches the name printed on the front of the title.

What taxes and fees will I have to pay in Tennessee? toggle

You will be required to pay state and local sales tax on the purchase price of the vehicle. This tax is paid directly to the County Clerk's office when you title and register the car, not to the seller. The state sales tax is 7%, plus any applicable local taxes. You will also pay separate fees for the title transfer and registration.

Is a bill of sale required for a private car sale in Tennessee? toggle

While a properly completed title is the main legal document, a bill of sale is highly recommended. It serves as your official receipt and a legal record of the transaction. The bill of sale should include the vehicle's year, make, model, VIN, final purchase price, date of sale, and the names and signatures of both the buyer and seller.

How do I verify ownership and check for liens on the title? toggle

Examine the "Lienholder" section on the front of the title. If a bank or credit union is listed, the seller must provide you with a lien release letter from that financial institution or the title must have the lien officially released on the document itself. Without proof that the loan has been paid off, you will not be able to obtain a clean title in your name.

Can I drive the car home after purchasing it? toggle

You cannot legally use the seller's license plates, as they must be removed at the time of sale. You are expected to visit your County Clerk's office promptly to transfer the title and get your own license plates. Driving without plates is illegal, so you should plan to transport the vehicle or go to the clerk's office immediately.

Tennessee Buyer Guide: Simplifying Private Car Purchases.

From Inspections to Negotiations: Your Guide to Buying Cars Privately in Tennessee.

View TN Guide