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The seller must sign the back of the original Georgia Certificate of Title to transfer ownership. Every owner listed on the front must sign as a seller. Once you have the signed title, take it to the Banks County Tax Commissioner’s Office located in Homer. They will process the paperwork and put the car in your name.
The seller must apply for a replacement title (Form MV-1) from the Georgia Department of Revenue if they cannot find the original. They must do this before they can legally sell the car to you. Never pay for a car until you have a real, properly signed title in your hands.
Yes. You should always hire a local mechanic you trust to look at the car before you buy it. Have an auto repair shop in Homer or nearby Commerce put the car on a lift for a full check. This helps you find bad engines, weak transmissions, or thin brakes before they become your costly problem.
Yes. Interstate 85 and US Highway 441 both run right through Banks County, making it a major travel corridor. Because of this, many local cars log heavy, high-speed highway miles. We strongly suggest asking your mechanic to check the front end and windshield for rock chips. Also, because large parts of the county are rural and agricultural, you should have the mechanic inspect the suspension and undercarriage for heavy dirt buildup, rough road wear, and strain from towing heavy farm equipment.
Georgia gives you a strict seven-day grace period to drive your new car without a license plate. Keep the fully signed, dated Bill of Sale and the signed-over title inside the car to drive legally during this time. These papers show police officers that you just bought the car.
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