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*T&C Applied
Always look at the original title before you pay the seller. Check that the seller's name exactly matches the name printed on the front of the title. Ask to see their driver's license to confirm their identity. If the title lists a bank or lender, the seller must give you a signed lien release. You cannot register the car in your name without this official release document.
You do not pay traditional sales tax on a private party car sale in Georgia. Instead, you pay a Title Ad Valorem Tax (TAVT). This tax generally equals 7% of the vehicle's state-determined fair market value, rather than your actual payment price. You pay this tax directly to the Mitchell County Tax Commissioner when applying for your title. You will also pay an $18 title transfer fee and a $20 license plate fee.
Under Georgia law, the license plate belongs to the seller. The seller must take the plate off the car before handing over the keys. You cannot drive the vehicle with the seller's old plate attached.
We strongly advise against buying a car without a title. The seller should apply for a replacement title through the state of Georgia before they try to sell the vehicle to you.
The state does not require a mechanical inspection in Mitchell County, but we strongly recommend getting one. Take the car to a trusted local mechanic in Pelham to check the engine, brakes, and transmission before you hand over any cash.
If the seller has an active car loan, the bank holds the title. You and the seller need to contact the lender to arrange a safe payoff process. The lender will then release the lien and hand over the clear title so you can transfer ownership.
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